YOUR NEXT MOVE STARTS HERE

More lenders.
More options.
One trusted broker.

Buying a home, rethinking your mortgage, or putting equity to work? I’ll help you compare your options and make a move that fits your goals.

Start with a conversation. No application required.

10 years of experience5★ client feedback10 states licensed
YOUR MORTGAGE, PERSONALLY GUIDED.
Billy Abdallah, Branch Manager at Lit Financial
Billy AbdallahBranch Manager · Lit Financial
NMLS
#1579598 ↗
“I treat every loan like it’s my own.”
Purchase · Refinance · Home Equity · Self-Employed · InvestorReady to apply securely?
A STARTING POINT BUILT AROUND YOU

Your next move.
Made clear.

You don’t need to know which loan to ask for. Start with what you want to accomplish, and we’ll take it from there.

01 Talk through your goals and timing.

02 Compare available paths and tradeoffs.

03 Move forward with a clear plan.

Let’s connect.

Send your starting point to Billy. This inquiry does not run credit.

Add timing or a short note (optional)

Your request goes to Billy’s private lead inbox. Submitting this form does not enroll you in a marketing email list. Do not include SSNs, account numbers, bank statements, tax documents, or other sensitive financial information. See the Lit Financial Privacy Policy.

GET A FEEL FOR THE NUMBERS

A clearer picture.
Before the big decision.

Explore a payment that feels comfortable, then let’s review the details together.

YOUR PURCHASE SCENARIOPlanning estimate
$50k$2m

The starting rate is an illustrative assumption, not a current offer.

Adjust taxes, insurance, and other costs

Enter mortgage insurance if it applies. A zero starting value does not mean it will be waived.

ESTIMATED MONTHLY HOUSING PAYMENT
—/ month
Down payment—
Loan amount—

Based on your assumptions. Taxes, insurance, mortgage insurance, fees, eligibility, and actual loan terms require a full review. This is not a loan quote or approval.

REAL CLIENTS. REAL EXPERIENCES.

Confidence comes
from who’s in your corner.

Read all client reviews
A TIME-SENSITIVE PURCHASE

When the easy path disappeared, Billy stepped in.

The situation

The buyer’s first lender could not get the file cleared to close, with only two weeks left before closing.

The client’s experience

Dani described getting approved and cleared to close in four days, with attentive communication throughout.

Read the client’s review
★★★★★
Throughout the entire process he was attentive, responsive, and always made sure we were getting the best deal possible. Thanks to his dedication, we got the keys to our home right on time.
★★★★★
“We never met in person. Yet you make me feel like I’ve known you all my life.”
Patricia Harris · Public Google review
★★★★★
“Super patient, always positive, and incredibly helpful. Made the whole process fast and painless.”
Ian Beal · Public Google review

Individual experiences and timelines vary. All loans remain subject to eligibility, verification, underwriting, and lender requirements. Reviews reflect experiences working with Billy over the years.

MORE CHOICE. DIRECT GUIDANCE.

Your goals deserve
a closer look.

I’ll help you understand the numbers, compare available lender options, and stay close to the details from our first conversation through closing.

Let’s talk about your next move
01

A broader lender network.

Purchase, refinance, home equity, bank statement, and DSCR scenarios—with room to explore more than one path.

02

Answers you can understand.

Compare payment, cash needed, costs, and the longer-term tradeoffs before deciding.

03

One point of contact.

Work directly with Billy, backed by a coordinated team that helps keep the file and milestones moving.

ALREADY HAVE A MORTGAGE QUOTE?

A second look can
make the decision clearer.

Let’s compare payment, closing costs, cash needed, and loan structure together.

Get a Second Opinion
Mortgage FAQ

Questions before you start?

Why work with a mortgage broker?

A broker can compare programs across a broader lender network. The best available path still depends on the complete borrower, property, and market details.

Can I talk with Billy before completing an application?

Yes. Book a 15-minute mortgage review, call directly, or send a short non-sensitive summary through the website.

What can Billy help with?

Eligible purchase, refinance, HELOC, bank-statement, DSCR, investor, self-employed, and other traditional or non-QM scenarios.

Where is Billy licensed?

The current advertised footprint is Alabama, California, Florida, Georgia, Iowa, Michigan, Ohio, Tennessee, Texas, and Washington. Verify licensing through NMLS Consumer Access.

Should I send financial documents through the contact form?

No. Do not send SSNs, account numbers, bank statements, tax documents, or other sensitive information through the public form. Use the secure application when requested.

LET’S MAKE YOUR NEXT MOVE A CONFIDENT ONE.

You bring the goal.
I’ll help build the plan.

Billy Abdallah · Branch Manager · NMLS #1579598

Text BillyGet My Game Plan